Frequently Asked Questions

Palm trees typically start producing Fresh Fruit Bunches (FFB) in Year 3, with full production from Year 4. Your first profit share will be paid after the first harvest in Year 4. Harvests occur 2–3 times per year.

Gross Revenue (tonnage × NIFOR benchmark price) minus Verified Operating Costs (receipt-backed expenses for your plot) = Net Profit. You receive 70% of Net Profit, and Dreamcity HES Ltd retains 30% as the management fee.

The minimum investment is ₦600,000 for the Starter package (7 trees). We have packages to suit every budget.

You receive a Deed of Transfer and an Allocation Letter—legal documents proving your ownership of the land and trees. These are registered and legally binding. Your investment is asset-backed, not a promise.

Yes. All operating costs are backed by physical receipts and invoices from third-party vendors. You can view these on your online dashboard or request copies at any time.

Absolutely. You have the right to appoint an independent Chartered Accountant to audit all financial records pertaining to your Palm Wealth plot once per year, at your expense. This is part of our Total Transparency commitment.

No. Palm Wealth Estate is a legitimate agricultural investment with physical assets (land and trees). Profits come from the sale of palm oil, not from new investors. We encourage you to visit the plantation and verify everything yourself.

Yes. You are entitled to visit your plot at least 4 times per year with 24 - 48 hours prior notice. We will arrange access and provide a site guide.

Our team of experienced agronomists and farm workers handle all plantation management—planting, fertilization, weeding, pest control, harvesting, and processing. You don't need to lift a finger.

Oil palm trees have a productive lifespan of 25–30 years. This means you can enjoy consistent returns for decades after the initial 3-year establishment period.

You have the right to take over complete management of your plantation. You must provide 90 days' written notice and settle any outstanding third-party costs. After takeover, all our services cease, and you manage the plantation independently.

Yes. As the legal owner, you can transfer or sell your plot to a third party. The Deed of Transfer facilitates this. We recommend notifying us so we can update our records and the new owner's online dashboard.

Your Deed of Transfer and Allocation Letter are legally binding documents that prove your ownership of the land and trees. These are separate from the company's financial health. You can take over management or sell your asset independently.

No. All costs are fully disclosed and receipt-verified. There are no hidden fees. The only deductions from your gross income are verified operating costs. The Company's fee is only the 30% share of Net Profit.

No. Nigerians in the diaspora can invest remotely. All documents can be sent electronically, and you can monitor your investment via the online dashboard. Site visits can be arranged when you're in Nigeria.

You get access to a personal online dashboard where you can view your plot details, harvest logs, cost breakdowns, profit calculations, and payout history. It's updated in real-time.

Palm oil is one of the most stable agricultural commodities globally, with consistent demand in food, cosmetics, and biofuel industries. We sell at NIFOR benchmark prices, ensuring you get fair market value.